Estimate your maximum home loan based on MAS TDSR / MSR guidelines
1 Max loan
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2 Monthly repayment
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3 Cash & CPF
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Report
1 Property & loan settings
If you are selling your current property with an outstanding home loan before or concurrently with this purchase, select no outstanding loans.
2 Applicant details
Main applicant
$
$
Joint applicant
$
$
3 Monthly debt obligations
Main applicant obligations
$
If unsure, estimate $50 minimum payment per card.
$
$
$
e.g. renovation loan, study loan, motorcycle loan.
Joint applicant obligations
$
If unsure, estimate $50 minimum payment per card.
$
$
$
e.g. renovation loan, study loan, motorcycle loan.
Existing home loan
$
Enter the total monthly instalment across all existing home loans.
For joint applicants, enter the combined total instalment once — do not enter separately for each applicant.
Total monthly obligations$0
If you are selling your current property with an outstanding home loan before or concurrently with this purchase, indicate your monthly debt obligations excluding the existing home loan.
You have indicated 1 or more outstanding housing loans, but the current monthly home loan instalment is $0. Are you certain the instalment amount is $0?
Please update the Number of outstanding housing loans in Step 1 to 0 before proceeding, as no home loan instalment is being serviced.
Your mortgage assessment
Income recognition
Maximum loan amount — stress-tested at 4% p.a.
Loan-to-value (LTV) reference — based on your settings
Purchase price breakdown
The figures above are indicative and do not include buyer's stamp duty (BSD), additional buyer's stamp duty (ABSD, if applicable), legal fees, and property agent fees. These are additional costs that typically arise from a property purchase and should be factored into your overall budget — use the link below to estimate BSD/ABSD and your total cash/CPF need.