Actual Monthly Repayment Calculator
See what you'd really pay each month, and compare it to the MAS stress-test rate
1 Loan details
$
2 Interest rates
%
Your real package rate — fixed, board rate, or SORA-pegged.
%
MAS requires banks to assess your eligibility at this floor rate regardless of your actual package rate. Adjust only if MAS revises it.
3 CPF Ordinary Account (OA) contribution — optional
Main applicant
$
Leave blank to skip. Estimates how much of your monthly instalment your CPF OA contributions could cover, based on fixed salary only (excludes bonus/variable income) at standard Singapore Citizen / PR (3rd year onwards) rates.