F FIN · Wealth Deployment Proposal

Configure this proposal

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Client profile
Funding sources — what they own today
Source nameAmount S$
Asset classes — deployment targets (listed in deployment order)
Asset classWeight %ROI %Risk potIncome mode
Personalised Wealth Plan

A staged path to your retirement income

A phased deployment roadmap that converts your capital — part owned, part borrowed — into a durable passive income stream by retirement.

01 · Snapshot

Where you stand today

02 · Capital Structure

What gets deployed, held, and borrowed

Rather than committing everything at once, we deploy part of your liquid capital now, keep a reserve, and add leverage only once the foundation is proven and income is flowing.

Total capital deployed across both phases
03 · Allocation

How each dollar is put to work

Pay-out holdings generate income from day one and help service the loan during accumulation. Compounding holdings grow untouched until retirement, then switch to income.

Asset classWeightEstimated ReturnsPurposeCapital
04 · Roadmap

Your half-yearly action steps

Each stage lists what you do and what we deploy. Asset classes are deployed in the order set in the configuration — adjust there to change priority.

05 · Projection

Income at retirement

Built on the staged deployment above, with the term loan on a principal + interest repayment. Adjust the loan to see how it moves the result.

Loan assumptions

Principal + interest, amortised over the tenure. Everything else follows the configuration.
Equity term loan amount
Loan interest rate
Loan tenure
Loan rateP+I / yrNet income / yrvs target
Net passive income at retirement
S$0
Coverage of income target

Planning notes & assumptions

    06 · Lifetime View

    How wealth and income evolve

    From today through each phase to retirement and beyond — your invested assets, liquid reserve, loan, and the income they produce.

    Assets & net worth over time
    Annual income (cashflow)